Marcio Garcia de Andrade is the owner, architect, and founder of the 99th Floor LLC companies, including a suite of web sites that help people obtain unsecured funding and their improve credit, a suite of websites offering corporate business services, and several other B2B sites. While studying finance from 2001 to 2005 at the University of Florida, he started his first online company and sold the successful EZUnsecured.com financial services company to Lendio.com in 2010. Shortly thereafter, after rethinking what people needed and how the financial markets were evolving, Marcio Garcia de Andrade established FastUnsecured.com to vet people and businesses so they could acquire necessary funding through relationships with hand-picked lenders such as Capital One, American Express, Barclays, and others. Customers who utilized the FastUnsecured process were able to acquire credit card financing at low interest rates with high credit lines. Today, credit card funding is recognized as the fastest and most reliable way to fund major purchases and improvements for businesses nationwide.
Marcio Garcia de Andrade then formed several related commercial websites that offer additional advantages to those seeking credit stability and resources, such as WholesaleShelfCorporations.com, which provides clean corporate shells with history and positive credit ratings; TopTradelines.com, which allows clients to dramatically raise their credit scores within 30 to 60 days through host credit accounts owned by people who want to help others; and, InquiryBusters.com, which challenges excess inquiry entries on credit reports and other online services. Competing in the virtual working environment, Marcio Garcia de Andrade also developed a business model that recruits top talent from around the globe to do professional programming, web design, marketing, SEO
enhancements, administration, and legal and promotion services. This business knits together professionals in the US, South America, Eastern and Western Europe, Northern Africa, Asia, India, and the Philippines, finding experts in social media, video production, blogging and other specialties, and is run by qualified and talented managers under de Andrade’s innovative vision. Communication, website design and maintenance, content creation, promotion, human resources, and every corner of the business is run on efficient online platforms while secured and maintained by advanced algorithms. While the company maintains a physical office in Miami and a service/sales center in the Philippines, most day-to-day business is managed by Marcio’s talented team who collaborate online from business centers across the globe. The result is a well-run, well respected organization of the future, without any of the idiosyncrasies that keep companies from growing and changing.